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Local Search Rankings

Top 5 Mortgage Lenders in Bay Shore, NY

The 5 mortgage lenders Bay Shore borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Bay Shore, New York · Suffolk County · pop. 31,275

32

Lenders Analyzed

4.9

Median Rating

6

Median Reviews

94%

% Claimed

The top 5 mortgage lenders in Bay Shore, NY

1

Lawrence Gardner

5(83 reviews)Claimed

Real estate agent

Why they rank #1

  • 83 reviews built up over time
  • 83 of 83 reviews are five-star (100%)
  • Listing claimed and verified
  • 11 photos on the listing
  • Full operating hours posted
+1631-742-4657www.homesnap.com
M–F 8:00-19:00
2

William ODonnell

4.9(77 reviews)Claimed

Real estate agent

Why they rank #2

  • 77 reviews built up over time
  • 75 of 77 reviews are five-star (97%)
  • Listing claimed and verified
  • 6 photos on the listing
  • Full operating hours posted
+1631-417-2575willsellshomes.kw.com
M–F 0:00-24:00
3

SERHANT. South Shore

4.7(46 reviews)Claimed

Real estate agency

Why they rank #3

  • Listing claimed and verified
  • 336 photos uploaded
  • Full operating hours posted
  • Categorized as "Real estate agency"
+1631-569-0018www.serhant.com
M–F 0:00-24:00
4

Nicholas Campasano

4.9(35 reviews)Claimed

Real estate agency

Why they rank #4

  • 34 of 35 reviews are five-star (97%)
  • Listing claimed and verified
  • 38 photos uploaded
  • Full operating hours posted
  • Categorized as "Real estate agency"
M–F 0:00-24:00
5

Katie Cobb

4.9(37 reviews)Claimed

Real estate agent

Why they rank #5

  • 36 of 37 reviews are five-star (97%)
  • Listing claimed and verified
  • 25 photos uploaded
  • Full operating hours posted
  • Categorized as "Real estate agent"
+1631-943-0141kcobbhomes.com
M–F 0:00-24:00

How to pick the right mortgage lender in Bay Shore

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Bay Shore has just 6 reviews — the top-5 averages 56. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 94% of Bay Shore mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Bay Shore mortgage lender has 21 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 81% of Bay Shore mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Bay Shore

6Bay Shore Office
4.8· 16 reviews
7Deluca Cleaning Systems
5· 1 reviews
8Senior Reverse Network
3.3· 4 reviews
9Tom Kain
· 0 reviews
10Donna Imbo
· 0 reviews
11Stephen Mikalinis
· 0 reviews
12Rick Ramsay
· 0 reviews
See all 32

Frequently asked about mortgage lenders in Bay Shore

Who is the top-ranked mortgage lender in Bay Shore, NY?

Lawrence Gardner currently holds the #1 spot in Bay Shore for local-search visibility, with 83 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Bay Shore, NY?

We tracked 32 mortgage lenders with a business profile in Bay Shore, NY. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Bay Shore?

The median mortgage lender in Bay Shore has 6 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Bay Shore mortgage lenders claim their local-search listing?

About 94% of Bay Shore mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Bay Shore.

Statewide rankings
Top loan officers across New York
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Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.