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Local Search Rankings

Top 5 Mortgage Lenders in Champaign, IL

The 5 mortgage lenders Champaign borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Champaign, Illinois · Champaign County · pop. 148,477

77

Lenders Analyzed

4.9

Median Rating

10

Median Reviews

91%

% Claimed

The top 5 mortgage lenders in Champaign, IL

1

First Street Branch

4.7(818 reviews)Claimed

Credit union

Why they rank #1

  • 818 reviews — far above the city median of 10
  • Listing claimed and verified
  • 9 photos on the listing
  • Full operating hours posted
  • Categorized as "Credit union"
M–F 9:00-17:00
2

Five Points Branch

4.6(187 reviews)Claimed

Credit union

Why they rank #2

  • 187 reviews — far above the city median of 10
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Credit union"
M–F 9:00-17:00
3

David Nelson

5(111 reviews)Claimed

Mortgage lender

Why they rank #3

  • 111 reviews — far above the city median of 10
  • 109 of 111 reviews are five-star (98%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
M–F 9:00-17:00
4

Austin Beaty

5(109 reviews)Claimed

Insurance agency

Why they rank #4

  • 109 reviews — far above the city median of 10
  • 108 of 109 reviews are five-star (99%)
  • Listing claimed and verified
  • 19 photos on the listing
  • Full operating hours posted
M–F 8:00-17:00
5

Atif Irfan

5(59 reviews)Claimed

Real estate agent

Why they rank #5

  • 59 reviews built up over time
  • 59 of 59 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Real estate agent"
+1217-419-0195airfan.kw.com
M–F 0:00-24:00

How to pick the right mortgage lender in Champaign

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Champaign has just 10 reviews — the top-5 averages 257. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 91% of Champaign mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Champaign mortgage lender has 7 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 96% of Champaign mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Champaign

6Jodi O'Malley
5· 53 reviews
7Keller Williams
5· 52 reviews
8Michelle Mott
4.9· 24 reviews
9Shay Moore
5· 20 reviews
10Justin Gensler
5· 16 reviews
11Josh Fulton
5· 11 reviews
12Nathan Back
5· 9 reviews
13South Neil St
4.1· 26 reviews
14Illini Union Branch
3.5· 53 reviews
15Michael Finke
5· 8 reviews
See all 77

Frequently asked about mortgage lenders in Champaign

Who is the top-ranked mortgage lender in Champaign, IL?

First Street Branch currently holds the #1 spot in Champaign for local-search visibility, with 818 reviews at a 4.7-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Champaign, IL?

We tracked 77 mortgage lenders with a business profile in Champaign, IL. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Champaign?

The median mortgage lender in Champaign has 10 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Champaign mortgage lenders claim their local-search listing?

About 91% of Champaign mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Champaign.

Statewide rankings
Top loan officers across Illinois
View Illinois

Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.