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Local Search Rankings

Top 5 Mortgage Lenders in Dayton, OH

The 5 mortgage lenders Dayton borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Dayton, Ohio · Montgomery County · pop. 667,936

76

Lenders Analyzed

4.9

Median Rating

13.5

Median Reviews

86%

% Claimed

The top 5 mortgage lenders in Dayton, OH

1

Todd Nerlinger

5(214 reviews)Claimed

Mortgage lender

Why they rank #1

  • 214 reviews — far above the city median of 13.5
  • 213 of 214 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1937-271-6305lendingbytodd.com
M–F 7:00-19:00
2

Haley Swarts

5(96 reviews)Claimed

Mortgage lender

Why they rank #2

  • 96 reviews built up over time
  • 94 of 96 reviews are five-star (98%)
  • Listing claimed and verified
  • 11 photos on the listing
  • Full operating hours posted
M–F 0:00-24:00
3

Your Ohio Home Buyer

4.9(95 reviews)Claimed

Real estate developer

Why they rank #3

  • 95 reviews built up over time
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Real estate developer"
+1937-860-2509yourohiohomebuyer.com
M–F 0:00-24:00
4

Dayton, OH

5(83 reviews)Claimed

Mortgage lender

Why they rank #4

  • 83 reviews built up over time
  • 81 of 83 reviews are five-star (98%)
  • Listing claimed and verified
  • 8 photos on the listing
  • Full operating hours posted
+1937-741-8010www.nfmlending.com
M–F 9:00-17:00
5

M&M Title Co.

4.8(82 reviews)Claimed

Title company

Why they rank #5

  • 82 reviews built up over time
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Title company"
+1937-228-2465www.mmtitle.com
M–F 8:30-17:00

How to pick the right mortgage lender in Dayton

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Dayton has just 13.5 reviews — the top-5 averages 114. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 86% of Dayton mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Dayton mortgage lender has 7 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 87% of Dayton mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Dayton

6Taylor Perry
5· 69 reviews
7Nick Stacy
5· 39 reviews
8Blad Boys Buy Homes
4.9· 41 reviews
9Wendy Kull
5· 34 reviews
10Drew Huggins
5· 24 reviews
11Bill Roberts
5· 22 reviews
12Vantage Land Title
3.9· 61 reviews
13Jennifer Zahumensky
5· 16 reviews
14Ned Thompson
5· 16 reviews
15Dylan Bunch
5· 14 reviews
See all 76

Frequently asked about mortgage lenders in Dayton

Who is the top-ranked mortgage lender in Dayton, OH?

Todd Nerlinger currently holds the #1 spot in Dayton for local-search visibility, with 214 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Dayton, OH?

We tracked 76 mortgage lenders with a business profile in Dayton, OH. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Dayton?

The median mortgage lender in Dayton has 13.5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Dayton mortgage lenders claim their local-search listing?

About 86% of Dayton mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Dayton.

Statewide rankings
Top loan officers across Ohio
View Ohio

Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.