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Local Search Rankings

Top 5 Mortgage Lenders in Elgin, IL

The 5 mortgage lenders Elgin borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Elgin, Illinois · Kane County · pop. 114,106

62

Lenders Analyzed

4.8

Median Rating

10.5

Median Reviews

79%

% Claimed

The top 5 mortgage lenders in Elgin, IL

1

Joe Mainolfi

5(136 reviews)Claimed

Mortgage lender

Why they rank #1

  • 136 reviews — far above the city median of 10.5
  • 136 of 136 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1312-937-2152www.preferredrate.com
mon 7:00-20:00, tue 7:00-20:00, wed 7:00-20:00, thu 7:00-20:00, fri 7:00-19:00
2

Nirav Patel

5(100 reviews)Claimed

Mortgage lender

Why they rank #2

  • 100 reviews — far above the city median of 10.5
  • 100 of 100 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1630-547-9031www.firstambank.com
M–F 7:00-19:00
3

Stoll Real Estate

5(91 reviews)Claimed

Real estate agency

Why they rank #3

  • 91 reviews built up over time
  • 90 of 91 reviews are five-star (99%)
  • Listing claimed and verified
  • 34 photos uploaded
  • Full operating hours posted
M–F 9:00-17:00
4

Sandra Alcantar

5(83 reviews)Claimed

Real estate agent

Why they rank #4

  • 83 reviews built up over time
  • 83 of 83 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Real estate agent"
+1630-205-8526
M–F 9:00-17:00
5

Edgar Santiago

5(52 reviews)Claimed

Mortgage lender

Why they rank #5

  • 52 reviews built up over time
  • 52 of 52 reviews are five-star (100%)
  • Listing claimed and verified
  • 6 photos on the listing
  • Full operating hours posted
+1847-997-5626www.ccm.com
M–F 8:30-17:00

How to pick the right mortgage lender in Elgin

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Elgin has just 10.5 reviews — the top-5 averages 92. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 79% of Elgin mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Elgin mortgage lender has 6 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 84% of Elgin mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Elgin

6Matt Moore
5· 31 reviews
7Kathi Mettille
5· 25 reviews
8Javier Mendoza
5· 14 reviews
9QL Cash For Homes
5· 7 reviews
10Jim Mendez
4.6· 11 reviews
11Small Consumer Loans
3.6· 24 reviews
12Prestige Loans
3.1· 48 reviews
13American Home Enterprises
5· 2 reviews
14James Mulholland
5· 1 reviews
15Administrative Office
3.5· 22 reviews
See all 62

Frequently asked about mortgage lenders in Elgin

Who is the top-ranked mortgage lender in Elgin, IL?

Joe Mainolfi currently holds the #1 spot in Elgin for local-search visibility, with 136 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Elgin, IL?

We tracked 62 mortgage lenders with a business profile in Elgin, IL. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Elgin?

The median mortgage lender in Elgin has 10.5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Elgin mortgage lenders claim their local-search listing?

About 79% of Elgin mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Elgin.

Statewide rankings
Top loan officers across Illinois
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Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.