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Local Search Rankings

Top 5 Mortgage Lenders in Fredericksburg, VA

The 5 mortgage lenders Fredericksburg borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Fredericksburg, Virginia · Fredericksburg County · pop. 166,746

78

Lenders Analyzed

5.0

Median Rating

7

Median Reviews

91%

% Claimed

The top 5 mortgage lenders in Fredericksburg, VA

1

Universal Title

4.9(139 reviews)Claimed

Title company

Why they rank #1

  • 139 reviews — far above the city median of 7
  • 134 of 139 reviews are five-star (96%)
  • Listing claimed and verified
  • 25 photos uploaded
  • Full operating hours posted
M–F 9:00-17:00
2

Shawn Derrick

5(104 reviews)Claimed

Real estate agent

Why they rank #2

  • 104 reviews — far above the city median of 7
  • 103 of 104 reviews are five-star (99%)
  • Listing claimed and verified
  • 226 photos uploaded
  • Full operating hours posted
+1540-440-14371245team.com
M–F 8:00-17:00
3

Charlotte Rouse

5(100 reviews)Claimed

Real estate agent

Why they rank #3

  • 100 reviews — far above the city median of 7
  • 99 of 100 reviews are five-star (99%)
  • Listing claimed and verified
  • 9 photos on the listing
  • Full operating hours posted
M–F 8:00-20:00
4

The Hine

5(103 reviews)Claimed

Mortgage lender

Why they rank #4

  • 103 reviews — far above the city median of 7
  • 102 of 103 reviews are five-star (99%)
  • Listing claimed and verified
  • 144 photos uploaded
  • Full operating hours posted
+1540-858-5626www.fairway.com
M–F 0:00-24:00
5

Nick Bohn

5(98 reviews)Claimed

Mortgage lender

Why they rank #5

  • 98 reviews built up over time
  • 95 of 98 reviews are five-star (97%)
  • Listing claimed and verified
  • 16 photos on the listing
  • Full operating hours posted
+1540-907-5627www.nickcanhelp.com
M–F 8:00-17:00

How to pick the right mortgage lender in Fredericksburg

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Fredericksburg has just 7 reviews — the top-5 averages 109. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 91% of Fredericksburg mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Fredericksburg mortgage lender has 15 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 90% of Fredericksburg mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Fredericksburg

6Fredericksburg, VA
4.9· 99 reviews
7Chad Hallett
5· 69 reviews
8Lisa Nichols
5· 62 reviews
9Joann Farmer
4.9· 65 reviews
10Elizabeth Jones Homes
5· 50 reviews
11Brandon Colletti
5· 46 reviews
12Heather Frye
4.9· 44 reviews
13Adam Stempin
4.9· 37 reviews
14Doug Salzman
5· 31 reviews
15Dena Cooke
5· 26 reviews
See all 78

Frequently asked about mortgage lenders in Fredericksburg

Who is the top-ranked mortgage lender in Fredericksburg, VA?

Universal Title currently holds the #1 spot in Fredericksburg for local-search visibility, with 139 reviews at a 4.9-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Fredericksburg, VA?

We tracked 78 mortgage lenders with a business profile in Fredericksburg, VA. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Fredericksburg?

The median mortgage lender in Fredericksburg has 7 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Fredericksburg mortgage lenders claim their local-search listing?

About 91% of Fredericksburg mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Fredericksburg.

Statewide rankings
Top loan officers across Virginia
View Virginia

Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.