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Local Search Rankings

Top 5 Mortgage Lenders in Lincoln, CA

The 5 mortgage lenders Lincoln borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Lincoln, California · Placer County · pop. 51,629

100

Lenders Analyzed

5.0

Median Rating

4.5

Median Reviews

91%

% Claimed

The top 5 mortgage lenders in Lincoln, CA

1

Sherene Gray

5(134 reviews)Claimed

Mortgage broker

Why they rank #1

  • 134 reviews — far above the city median of 4.5
  • 134 of 134 reviews are five-star (100%)
  • Listing claimed and verified
  • 33 photos uploaded
  • Full operating hours posted
+1916-798-8026www.5starteam.com
M–F 8:30-17:30
2

Ben Karimi

5(103 reviews)Claimed

Mortgage broker

Why they rank #2

  • 103 reviews — far above the city median of 4.5
  • 103 of 103 reviews are five-star (100%)
  • Listing claimed and verified
  • 18 photos on the listing
  • Full operating hours posted
M–F 9:00-17:00
3

Jeff Eberhart

5(64 reviews)Claimed

Mortgage lender

Why they rank #3

  • 64 reviews built up over time
  • 64 of 64 reviews are five-star (100%)
  • Listing claimed and verified
  • 6 photos on the listing
  • Full operating hours posted
M–F 8:30-18:00
4

Marissa Knasko

5(60 reviews)Claimed

Mortgage broker

Why they rank #4

  • 60 reviews built up over time
  • 60 of 60 reviews are five-star (100%)
  • Listing claimed and verified
  • 51 photos uploaded
  • Full operating hours posted
M–F 0:00-24:00
5

Mike Swaleh

5(62 reviews)Claimed

Mortgage lender

Why they rank #5

  • 62 reviews built up over time
  • 62 of 62 reviews are five-star (100%)
  • Listing claimed and verified
  • 44 photos uploaded
  • Full operating hours posted
+1314-478-3699fairwayswaleh.com
M–F 8:00-18:00

How to pick the right mortgage lender in Lincoln

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Lincoln has just 4.5 reviews — the top-5 averages 85. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 91% of Lincoln mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Lincoln mortgage lender has 12 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 81% of Lincoln mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Lincoln

6California Home Appraisals
4.8· 53 reviews
7Alicia Stearman
4.8· 50 reviews
8Robin Wood
5· 39 reviews
9Buddy Gobbell
5· 32 reviews
10Maurice Rogers
5· 29 reviews
11Scott Schuhwerk
5· 28 reviews
12Naresh Ravuri
5· 24 reviews
13Joseph Tira
5· 22 reviews
14Norma Souza
5· 21 reviews
15Michael Girard Jr.
5· 20 reviews
See all 100

Frequently asked about mortgage lenders in Lincoln

Who is the top-ranked mortgage lender in Lincoln, CA?

Sherene Gray currently holds the #1 spot in Lincoln for local-search visibility, with 134 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Lincoln, CA?

We tracked 100 mortgage lenders with a business profile in Lincoln, CA. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Lincoln?

The median mortgage lender in Lincoln has 4.5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Lincoln mortgage lenders claim their local-search listing?

About 91% of Lincoln mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Lincoln.

Statewide rankings
Top loan officers across California
View California

Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.