1
James Rice
5(2 reviews)Claimed
Real estate agent
Why they rank #1
- ▸2 of 2 reviews are five-star (100%)
- ▸Listing claimed and verified
- ▸Full operating hours posted
- ▸Categorized as "Real estate agent"
+1815-343-0831www.homesnap.com
M–F 9:00-17:00The top 5 mortgage lenders in Ottawa, IL
2
Theresa Poundstone
5(2 reviews)Claimed
Real estate agent
Why they rank #2
- ▸2 of 2 reviews are five-star (100%)
- ▸Listing claimed and verified
- ▸Full operating hours posted
- ▸Categorized as "Real estate agent"
+1815-228-5842www.coldwellbanker.com
M–F 9:00-17:003
The First
3.4(12 reviews)Claimed
Bank
Why they rank #3
- ▸Listing claimed and verified
- ▸26 photos uploaded
- ▸Full operating hours posted
- ▸Categorized as "Bank"
+1815-434-0044www.firstottawa.com
M–F 9:00-16:004
Northwestern Mutual
Claimed
Financial planner
Why they rank #4
- ▸Listing claimed and verified
- ▸Categorized as "Financial planner"
+1815-433-4325www.northwesternmutual.com
5
Doug Carroll
Claimed
Real estate agency
Why they rank #5
- ▸Listing claimed and verified
- ▸5 photos on the listing
- ▸Full operating hours posted
- ▸Categorized as "Real estate agency"
+1815-434-3337dougcarroll.remax.com
M–F 9:00-17:00How to pick the right mortgage lender in Ottawa
The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.
- Look at review volume, not just rating. The median mortgage lender in Ottawa has just 11 reviews — the top-5 averages 3. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
- A claimed local-search listing is table stakes. 100% of Ottawa mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
- Photos are a small but real signal of investment. The average Ottawa mortgage lender has 16 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
- Match hours to your schedule. 95% of Ottawa mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.
Frequently asked about mortgage lenders in Ottawa
Who is the top-ranked mortgage lender in Ottawa, IL?
James Rice currently holds the #1 spot in Ottawa for local-search visibility, with 2 reviews at a 5-star rating. Rankings are based on publicly available business profile data.
How many mortgage lenders are there in Ottawa, IL?
We tracked 20 mortgage lenders with a business profile in Ottawa, IL. The list above shows the top 5 ranked by local-search visibility.
What's a typical review count for a mortgage lender in Ottawa?
The median mortgage lender in Ottawa has 11 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.
Do most Ottawa mortgage lenders claim their local-search listing?
About 100% of Ottawa mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.
How are these rankings calculated?
Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Ottawa.
Statewide rankings
Top loan officers across Illinois
Nearby cities
Want to rank higher?
See what the top 5 in Ottawa do that you don't.
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Rankings based on publicly available local-search data. Updated regularly.